01 · We Provide The Machine
For an approved placement, ATM equipment is provided under the placement arrangement with no ATM equipment purchase required by the host. Final equipment and site requirements are confirmed before installation.

ARU Intelligence Inc., ATM Division evaluates qualifying businesses for ATM placement with no ATM equipment purchase required. Based in Portland, Oregon, with broader placement capabilities through qualified local service partners where available.
The ATM remains owned or controlled by the program operator unless a written agreement says otherwise. Placement, service model and program terms are subject to location approval and written agreement.
Explore merchant services built around the rest of your checkout: payment processing, dual-pricing and fee-recovery options, modern POS systems, smart terminals, business software and integrated payment solutions.
Merchant Solutions
Start with a free review.
See what your current card acceptance may be costing you.
Explore supported POS, terminal, gateway and software options.
Tell us what you want to improve and review options matched to your business.
Location Payout Estimator
This estimator uses the current standard host-location assumption of $1.00 per completed qualifying ATM withdrawal. It does not calculate your payout from the full ATM surcharge.
Location payout used in this calculator: $1.00 per completed qualifying ATM withdrawal. Transaction volume is illustrative and actual results vary by location. This is not a guarantee of earnings, approval, placement, or transaction volume. Final economics are governed by the written placement agreement.
También disponible en español
Tenemos un embudo completo en español con elegibilidad, calculadora, preguntas frecuentes, páginas para Portland y tipos de negocios, y revisión de ATM existente.
A simple, knowledgeable ATM chat. Ask a question, talk through a location or deal, and get a clear answer immediately.
Public company and ATM program information only. Private ARU records stay private.
Simple, direct chat.
Just a conversation with your ATM agent.
The Program
For an approved placement, ATM equipment is provided under the placement arrangement with no ATM equipment purchase required by the host. Final equipment and site requirements are confirmed before installation.
ARU coordinates the appropriate installation and service model for the market. Work may involve qualified local providers, independent technicians or other operational partners, depending on the location.
Cash loading, processing, monitoring, paper, parts and service responsibilities are defined by the applicable operating model and written placement agreement.
The current public calculator uses a $1.00 host-location payout per completed qualifying withdrawal. Actual transaction volume varies and final economics are governed by the written agreement.

The Transparency Engine
Select any term for a plain-language explanation of how ARU approaches placement, service providers, compensation and compliance.

The Portland Nexus
ARU Intelligence Inc., ATM Division is based in Portland, Oregon. Portland and the surrounding metro are our strongest home-market focus for evaluating qualified ATM placement opportunities. We understand the local mix of bars, restaurants, breweries, hotels, laundromats, convenience retail, entertainment, nightlife and other cash-relevant businesses across the region.
Outside Oregon? ARU also evaluates strong ATM placement opportunities in Southwest Washington and other U.S. markets when location economics, service coverage and program fit make sense.
Portland-based ATM placement for qualifying businesses, with broader placement opportunities evaluated where service coverage is available. No ATM equipment purchase required for approved placements.
Check EligibilityATM Placement FAQ